Lasting Power Of Attorney

Lasting Power of Attorney in Wolverhampton & Codsall

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people you trust to make decisions on your behalf. An LPA can help you plan ahead in case illness, an accident or another change in circumstances means you are unable to make certain decisions for yourself.

Our LPA preparation fee is £125 per document. Separate Office of the Public Guardian (OPG) registration fees may apply.

Putting an LPA in place while you have mental capacity gives you the opportunity to choose who you would trust to make decisions for you in the future. At Your Will Writers, we explain the options clearly and guide you through the process of preparing and registering your LPA.  Many clients choose to put LPAs in place alongside reviewing or making their will.

Types of Power of Attorney

  1. Property and Financial Affairs LPA: This allows your attorneys to make decisions about matters such as managing bank accounts, paying bills, dealing with investments and buying or selling property. Once registered, it can be used with your permission while you still have mental capacity, as well as if you lose capacity in the future.
  2. Health and Welfare LPA: This covers decisions about matters such as your medical care, daily routine and where you live. It can only be used when you are unable to make the particular decision yourself.

Other forms of Power of Attorney

An Ordinary Power of Attorney can be used to give someone authority to deal with financial matters on your behalf, often for a temporary period or particular purpose. Unlike an LPA, it cannot continue to be used if you lose mental capacity.

Enduring Powers of Attorney (EPAs) were replaced by LPAs in October 2007. It is no longer possible to create a new EPA, although an EPA made before 1 October 2007 may still be valid.

Key Features of Lasting Powers of Attorney

  1. You choose your attorneys: You decide who you trust to act for you and can appoint one or more attorneys.
  2. You decide how they act: If you appoint more than one attorney, you can specify whether they make decisions together, separately, or a combination of the two.
  3. You must have mental capacity when making the LPA: An LPA needs to be put in place while you are able to understand and make the decision to create one.
  4. The LPA must be registered: An LPA must be registered with the Office of the Public Guardian before it can be used.
  5. You can include preferences and instructions: An LPA allows you to record certain wishes about how you would like your attorneys to act.
  6. You can revoke an LPA: Provided you still have mental capacity, you can normally end your LPA if you no longer want it to continue.

Setting Up a Lasting Power of Attorney

We can guide you through the process from beginning to end. This will normally involve:

  1. Discussing whether you would like a Property and Financial Affairs LPA, a Health and Welfare LPA, or both.
  2. Choosing the person or people you would like to appoint as your attorneys.
  3. Discussing how you would like your attorneys to make decisions and any preferences or instructions you wish to include.
  4. Preparing the appropriate LPA documentation.
  5. Making sure the documents are signed in the correct order by the relevant people.
  6. Submitting the LPA for registration with the Office of the Public Guardian.
When should I set up a Lasting Power of Attorney?

An LPA must be made while you have the mental capacity to make it. Many people choose to put LPAs in place as part of their future planning rather than waiting until they are older or experiencing health problems. Once mental capacity has been lost, it is too late to make an LPA.

Yes. You can appoint more than one attorney and decide whether they should make decisions jointly, jointly and severally, or jointly for some decisions and jointly and severally for others. We can explain the practical implications of the different options when preparing your LPA.

An LPA does not normally have a fixed expiry date. It can continue during your lifetime unless it is ended or becomes invalid for another reason. You can revoke your LPA while you have the mental capacity to do so.

You can include instructions that your attorneys must follow and preferences that explain how you would like them to act. These need to be carefully worded so that they do not create problems when the LPA is registered or used.

If you lose mental capacity without an appropriate LPA in place, your family does not automatically have the legal authority to manage your financial affairs or make all decisions on your behalf. In some circumstances, an application may need to be made to the Court of Protection for someone to be appointed as your deputy. This can involve more time, expense and ongoing administration than having an LPA in place beforehand.

Yes. You can normally revoke your LPA at any time while you still have the mental capacity to make that decision. There is a formal process to follow, and the Office of the Public Guardian should be informed if the LPA has already been registered.

No. Making a Property and Financial Affairs LPA does not mean that you automatically give up control of your finances. While you have mental capacity, you continue to make your own decisions. Once the LPA has been registered, your attorneys can only act while you still have capacity if you have authorised them to do so.

The Office of the Public Guardian currently advises that registering an LPA takes around 8 to 10 weeks, provided there are no mistakes in the application. Because registration is not immediate, it is sensible to put LPAs in place before they are actually needed.

At Your Will Writers, we provide a personal and straightforward approach to Lasting Powers of Attorney, taking the time to explain the process clearly and answer your questions. Based in Codsall and working with clients throughout Wolverhampton and surrounding areas, we offer flexible appointments at your home, our Codsall office or another convenient location.

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Peter Gosnell profile picture
Peter Gosnell
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Found Noel on line gave him a call and was very impressed with what he had to say. Arranged a meeting at home to discuss our Will and POA. Noel was very informative,knowledgeable and helpful. Consequently we decided to go ahead with Noel and was very pleased. We would definitely recommend Noel as we have done to other members of our family and friends.
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David Jones profile picture
David Jones
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Noel was very informative and gave us great advise. Wasn't pushy at all and made sure our wills had details that matched are requirements. Would reccommend Noel if you are looking to have your will written.
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jo whale
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Really pleased with the help and guidance that Noel provided. Great service , no pressure , would fully recommend
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Ruth Philpott profile picture
Ruth Philpott
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Excellent service from Noel setting up my Will very quickly for me . He is professional, friendly and I would highly recommend his services.
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Brian Leaman profile picture
Brian Leaman
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Very happy with the service provided by Noel.He answered our questions and explained the technicalities of our will in straightforward terms .
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Christopher Hawkins
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We arranged a visit from Noel, he answered all questions clearly, he’s advice and guidance was invaluable.Very pleased with the service and the cost.Excellent
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Dazza
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Excellent service from start to finish. Was told when to expect to be completed and was spot on would recommend and use again
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Royston Chamberlain
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Pleased with the service overall. A few problems occurred due to the complexity of the Power Of Attorney process, but assistance given were possible. I would recommend Your Will Writers.
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Rebecca Harley profile picture
Rebecca Harley
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Extremely happy with the process . Very efficient and very friendly service. Would highly recommend Noel.
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Alice Pashley
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Noel provided a very proactive, practical and efficient service in writing our wills. I would thoroughly recommend him.